Banks turn to American Prudential Capital and Hal Means to assist their commercial customers with alternative funding.

(May 12, 2010 ) Houston, TX – H. F. Hal Means is a 37-year veteran of Texas banking, having served as president & CEO of banks in Wharton, Houston, & Tyler, TX. Following retirement from banking in 1996, he helped individuals & small businesses solve their financial concerns as a Houston financial planner with AXA Advisors, LLC, a Paris, France-based worldwide financial services firm for 11 years, retiring in 2007. In January, 2008, Means joined & now serves as an independent representative of American Prudential Capital, Inc., a 20 year-old family-owned commercial factoring firm headquartered in Houston. His focus here is on working with startups & referrals from banks.

His extensive experience includes upper general management, finance, marketing, staff leadership & on boards of directors. He was the founding president of the Houston bank & organizing manager of several key bank departments, including the acquisition of accounts from over 100 East Texas banks.

He is a Life Member of both the Texas Association of Business and the Greater Houston Partnership. Means co-created a national award-winning bank television advertisement & served as president of the Henderson County, TX United Way campaign, on the founding board of directors of the Regional East Texas Food Bank, East Texas Area Boy Scouts of America, several other bank boards & on the National Board of the Bank Marketing Association.

Prior to his career in banking, Mr. Means served as a Captain in the U.S. Army Artillery. He and his wife of 44 years have two children and two grandchildren.

For Release:
May 10, 2010
0500hrs CDT

For more information contact:
Eric Standlee, 281-377-6296, eric@americanprudentialcap

Houston June 6, 2007 – Endeavor Business Finance, LLC has joined American Prudential Capital’s factoring operations as an Independent Representative. Owner Marc Bolding brings years of expertise and training. A former Air Liquide use tax specialist, Marc naturally is very detail oriented in his business. His education at the University of Houston and his first hand experiences have taught him the importance of cash flow for businesses both small and large. Marc knows that working capital derived from accounts receivable is a great solution for solid companies with limited operating history, even start-ups. Marc enjoys helping growing businesses find the cash they need to meet their operating needs. Important to Marc is the relationship he develops with his clients. Endeavor Business Finance focuses on listening to the client and then providing the solution that takes them to the next level of business success.

Marc also enjoys helping seasoned clients find the treasure in their accounts receivable. He knows that a mature business often “hits the wall” when valuable opportunities present cash flow and working capital challenges. Financing a growth opportunity can be challenging. But Marc knows how to guide the mature company into accessing the full value of their accounts receivable to fund their sudden growth.

As you might guess Marc understands that taxes can sometimes pose a problem for any business. By helping his clients mine the gold in their AR, Marc is able to hold off the Tax Man and show the business owners how to avoid borrowing from the IRS. Even if a company has already gotten into tax-time difficulties, Marc knows how to work it out.

Marc can be reached in the Clear Lake area at 713-344-0586

HOUSTON May 1, 2007 – James R. Boy joins American Prudential Capital as an Independent Representative. Mr. Jim Boy is a retired Houston Police Detective. He spent most of his years of service to the community as a Criminal Investigator. During those years of service, he developed his investigative and due diligence skills. He uses his highly developed investigative skills to listen to and assess the financing and cash flow needs of his clients.

Jim Boy has a very keen sense of the business demographics of Houston and the surrounding counties. Whatever the type of business, he has the ability to determine the best working capital solution for every stage of the business life cycle.

Jim brings his congenial easy going True Texas business style to each new client relationship. And relationship is the operative word. Jim is mostly interested in helping fellow business owners grow their businesses without losing their hard earned equity. To that end, Jim has many long term business relationships that have grown into lifelong friendships.

As would be expected from his background, Jim Boy values integrity above all else in business. Business owners can rest assured that when Jim is on the job they will receive nothing but the very best of service and value. Jim is experienced at solving cash flow problems and finding the very best fit for long term working capital and business loans.

A co-worker recently commented about Jim, “He knows EVERYONE.” And it is true. In business, if you need a connection, Jim knows who you need to meet. So, meet Jim at 713-690-8877 ext. 226 or at jimboy@americanprudential.com today.

GULFPORT April 30, 2007 – Gresham, an Air Force Veteran, comes to American Prudential Capital after a successful career in the insurance and capital funding markets. Rodney has extensive experience originating and managing commercial loans. Over the years Rodney has developed excellent client service skills including due diligence and needs assessment.

Being located in Gulfport, Rodney is very aware of the needs of small businesses for working capital. He will be taking advantage of his many local contacts in Mississippi to help fund those working capital needs. He will be focusing on emerging and growing businesses in each market segment including manufacturing, personnel services, oil field service, chemical production and sales, custom welding, fabricating, distribution, millwork and commercial construction.

Cash flow is essential to all businesses but never so essential as when they are recovering from losses. Rodney will be available to directly help those businesses in the Gulf Coast region which are recovering from hurricane related losses. Rodney knows that these businesses need an advocate to get them the cash they need to solve their working capital requirements. He is prepared to provide immediate response to businesses in Mississippi in need.

American Prudential is pleased to have Rodney Gresham as a new Independent Representative in Gulfport, Mississippi. Call Rodney with your cash flow and working capital needs today. He can be reached at 228-547-1402.

HOUSTON, March 6 – American Prudential Capital, Inc. (APC), an acknowledged leader in the commercial factoring community, is pleased to welcome Will Fuller as Director of Business Development. Mr. Fuller is uniquely qualified to enhance APC’s position in the commercial finance marketplace. Added to his background as a successful statewide entrepreneur furnishing high-end millwork to commercial facilities Will brings a compelling tenure as the national director of a company involved in corporate capitalization.

“It is the nature of Business – like Wood – never to stop moving. It shrinks or it grows. A person can understand and work with it or just complain,” Will explains. “Every business owner has made decisions and done something they shouldn’t have or didn’t do something they could have. For these business owners, American Prudential Capital, Inc. can provide extraordinary services in an uncommon way. My goal is to help businesses hit their target by having the financial capability to perform the best projects for the best clients with the best margins.”

Will knows today’s businesses have to purchase materials and fund labor while adhering to extraordinary specifications and short timelines. “I think about what everyone has to do to pull things off and have a first-rate project.”

Will’s “hometown-banker” concern for the local businessman is derived from 27 years of experience building and growing his own business. He understands that the challenge of pacing growth while maintaining quality performance requires solid capitalization.

“Like an adjustable camera lens, Will is able to ‘zoom in’ and ‘zoom out’ – providing presence and panoramic perspective at the same time,” Brenda Standlee, president of APC commented. “He gets the whole picture, timeline, and staging – for our company and for our clients.”

Since 1989 Houston-based American Prudential Capital, Inc. has financed businesses not only across Texas but also from coast to coast. Bank alliances and proprietary services have propelled APC to the forefront of respected names in the industry. APC offers tried and true commercial accounts receivable management and finance along with unique funding solutions for the construction sector. More information regarding American Prudential Capital, Inc. can be obtained from their website http://www.americanprudential.com/.